No hardware
Use the NFC chip already in your iPhone to accept contactless payments.
Your iPhone is already in your pocket. Now, with Tap to Pay on iPhone, it’s also your payment device. Accept credit cards, debit cards, and digital wallets anywhere you do business, without dedicated payment hardware.
Use the NFC chip already in your iPhone to accept contactless payments.
Process tap payments anywhere your business takes you without being tied to a fixed setup.
Customers simply tap their card or phone, and the transaction is complete.
Every Tap to Pay on iPhone transaction uses Apple’s built-in encryption and PCI compliance to keep customer data safe.
"We share a similar mindset of software-enabled distribution embedded payments, really making a fundamental difference in how merchants and software companies run their business."
Accept payments at trade shows, markets, seasonal locations, and pop-up shops right on your phone.
Contractors, cleaners, technicians, and other providers can collect payments on the spot.
Embed Tap to Pay on iPhone into your mobile app and let merchants accept payments inside your product.
Drivers, shuttle services, and delivery providers can accept card payments on the spot, directly from their iPhone.
Accept Visa, Mastercard, American Express, Discover, and any other tap-enabled cards. Digital wallets, including Apple Pay, Google Pay, and Samsung Pay, work, too. Any customer who can tap to pay with their phone or card can pay you instantly.
Learn moreTap to Pay on iPhone transactions follow the same deposit schedule as all other Flute payments. No separate account required, just the same reliable schedule you already count on, so you get paid on time, every time.
Learn moreSimple, transparent pricing
Skip the cost of buying and replacing card readers. Tap to Pay on iPhone runs on the device you already own, and Flute’s processing rates are clear and straightforward, with no hidden fees or surprises before your first transaction.
Tap to Pay on iPhone uses the NFC chip built into iPhone XS and newer models to read contactless cards and digital wallets. When a customer taps their card or phone, the transaction processes through Flute’s secure payment infrastructure just like any other card-present payment. Download the tap to pay app, enable Tap to Pay on iPhone in your merchant account, and the feature is ready to use.
Yes. Tap to Pay on iPhone uses the NFC technology already built into your iPhone, so no external card reader is needed. There’s no hardware to buy, no pairing setup, and no extra device to carry. Your iPhone handles everything.
Yes. Every Tap to Pay on iPhone transaction is encrypted and tokenized using the iPhone’s built-in security features alongside Flute’s PCI-compliant payment infrastructure. Sensitive card data never passes through the device in readable form, and every tap goes through the same secure channels as traditional card-present payments.
Tap to Pay on iPhone works on iPhone XS and models running iOS 15.4 or later. Check your iOS version in Settings > General > About to confirm compatibility. Most of the iPhones released in the past several years meet these requirements. Android devices are not currently supported.
Download Flute’s tap to pay app and enable Tap to Pay on iPhone in your merchant account. From there, open the app, select Tap to Pay, and ask the customer to tap their card or phone. The payment processes immediately. No pairing, no setup steps, no extra hardware required.
Accept contactless payments anywhere with Tap to Pay on iPhone. Download the Flute app, enable the feature in your account, and take your first payment today.