Access funding in as little as one to two business days without the red tape of a traditional loan. Flute’s working capital loans are based on your sales history, not your credit score, so the stronger your business, the more capital you can access.
Receive funding within one to two business days of signing the agreement.
Flute approves funding based on revenue and processing history, not your credit score.
payments are adjusted based on your daily sales, so you pay according to your cash flow.
Know your total payback amount before you sign anything.
“Partnering with Flute has been a wonderful experience. Everyone at Flute has been fabulous to work with — we appreciate the responsiveness and continued support we receive from the entire Flute team.”
Get the inventory you need before your busiest period, not after it.
Invest in the equipment or technology your business needs now, without waiting to free up cash.
Cover hiring and training costs during peak seasons without letting payroll timing get in the way.
Expand to a new storefront, service area, or satellite office and repay the loan as your revenue grows.
Apply for and manage loans in the same dashboard you use to oversee payments, reporting, and everything else.
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Flute discloses your total cost before you commit. It’s a single fixed fee with no hidden charges or compounding interest, so what you see is what you pay.
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Simple, transparent pricing
Flute’s working capital loans come with a single fixed fee that’s disclosed in full before you commit. No hidden fees, no changing rates, and no surprises on your statement. You’ll know exactly what the loan costs before you access it.
Flute evaluates your recent sales and processing history to determine a funding offer. Once approved, funds will be transferred to your account within one to two business days. Repayments are based on your daily card sales, so the amount adjusts with your revenue. The total payback amount is disclosed upfront, so you know the full cost before you accept.
Yes. Your eligibility is based on recent revenue and processing volume rather than your credit score. Businesses with strong, consistent sales typically qualify for larger offers.
Funds transfer within one to two business days. The streamlined review process evaluates eligibility quickly, so you can address cash flow needs, inventory orders, or payroll without waiting through a lengthy bank approval process.
Repayment runs automatically as a percentage of your daily card sales. That means you pay more on strong days and less on slower days. There’s no fixed monthly payment, and nothing to manage on your end.
Flute’s working capital solutions use a fixed total payback amount rather than a traditional interest rate. The full cost of the advance is disclosed upfront before you sign. No hidden fees, no rate changes, and no fine print that changes the number later.
Growing businesses can’t wait weeks for funding. Flute offers you working capital that moves at the speed of your business, without the red tape.
