Your money on your terms

The payments platform that grows with you.

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Payment tools for every part of your business. Flute gives power back to growing businesses and all those who support them. One platform that lets you choose the features you want — without the complexity or costs you get with other platforms.

Accept

Take payments wherever and however you do business

In person

Accept payments in-person, whether that’s at the counter, at the table, in the field, or anywhere else. Bring your own device — including your phone — or choose from our wide range of point-of-sale devices.

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Tap to pay

Give customers the convenience they expect with fast, secure contactless payments across phone, watch, or card.

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Mobile

Take payments from your phone or a mobile POS, giving your customers the option to pay by card, tap, QR code, and more.

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Online

Doing business online or over the phone? Create PCI-compliant payment pages, set up recurring billing, use a virtual terminal to process orders manually, and more.

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Manage

Gain control of your finances

Dashboard and reporting

Our customer management tools help SaaS platforms onboard, manage, and support their merchant customers in one place. Automate lifecycle workflows, centralize support, and gain real-time visibility across your entire merchant base.

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Invoicing

Send customizable, on-brand invoices that support multiple payment options, including credit, debit, ACH, and digital wallets.

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Grow

Scale at your speed

Recurring billing

Remove friction from subscriptions and repeat orders with recurring billing that allows you to store tokenized customer payment data in our secure customer vault.

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Working capital

Don’t let cash flow slow you down. Get fast access to working capital so you can cover expenses, invest in growth, or whatever you need for your business. No hidden fees, fine print, or complicated rates — just funding when you need it.

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Protect

Keep your business safe

Fraud protection

Reduce risk with tools that help keep payment data safe and encrypted. Built-in fraud protection safeguards you against chargeback abuse, card testing, and other common attacks.

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Network tokenization

Network-issued tokens change after each use, preventing payment declines and protecting sensitive customer data.

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Pricing. Good technology should be affordable.

Hardware

Need hardware? Have hardware? No problem.

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Use the app

With a range of payment terminals to choose from, allow your customers to pay in person however they want, whether they’re swiping, tapping to pay, or scanning a QR code — at the counter or on the go. Or bring your own devices to integrate seamlessly with the Flute platform.

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Developers

Built with developers in mind. Make Flute your own, with all the APIs, SDKs, and gateways you need to integrate payments into your software.

Partners

Bring the best of Flute to your portfolio

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SaaS companies

Embed payments and financial tools directly into your platform with a flexible, API-driven stack that helps you launch fast, control the experience end to end, and create new revenue streams — without unnecessary complexity.

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ISOs

Grow and manage your portfolio with tools that simplify merchant onboarding and give you deep insights into your client’s needs.

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Associations

Flute’s simple and reliable financial infrastructure helps you deliver more value for your members, saving them costs and helping generate more revenue for your organization.

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Get paid. Get moving. Get Flute. Stop payments from being a pain point and turn them into the smoothest part of your business.