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Independent retail

Retail payment processing, powered by Flute

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Why retailers choose Flute. Most payment platforms make you choose between powerful features and an affordable price. Flute gives independent retailers both.

  • Fast transactions with payment flexibility

  • Low rates built for retail

  • Seamless e-commerce checkout

  • Robust reporting dashboard

“Flute listens, adapts, and builds solutions tailored to our needs, pulling everything together as an all‑in‑one platform. Their personalized attention and flexibility mean we never have to chase different rails or vendors. This approach delivers seamless, efficient payment operations — and we love it.”

donbregin
Don Bregin
Managing Partner, ETA Certified Payments Professional
Tru Payments

Retail payment processing solutions to keep lines moving.

Retail moves fast, and customers expect a smooth checkout every time. Flute gives you the tools to deliver that, whether someone's paying in store, online, or on the go.

Checkout built for every payment type

Accept credit, debit, contactless, and mobile wallet payments with Flute's retail checkout solutions. No extra setup required.

Rates built for independent retailers

Our transparent pricing keeps fees predictable and rates competitive, so independent and growing retailers can keep more of every sale.

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Seamless e-commerce checkout

Flute connects your in-store and online sales so inventory, reporting, and payments stay in sync, and your customers get a clean checkout experience.

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Robust reporting for every transaction

Flute’s dashboard gives you a clear picture of your sales so you always know where your business stands, without digging through reports.

Pricing

Retail payment pricing that makes sense

Flute gives independent retail businesses access to enterprise-grade features without the elevated price tag. That means straightforward rates, no hidden fees, and faster access to funds, all within your budget.

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Hardware

Retail POS hardware for any setting

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Portable hardware-portable
Mounted hardware-mounted
Use the app hardware-app

Flute’s hardware is durable enough for a busy retail environment and simple enough that you won’t have to spend hours training your staff. And with our mobile POS solutions, you can take payments anywhere — on the shop floor or at a market stall.

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FAQs

Flute is built to handle retail payment processing for independent stores of all sizes. Our modern hardware, flexible payment solutions, and affordable pricing make us a good fit for growing businesses.

Flute accepts all major credit and debit cards, contactless payments, and mobile wallets, including Apple Pay and Google Pay. You can also accept payments in person, online, on the go, or over the phone.

Yes. Flute offers mobile POS for retail stores, so you can take payments anywhere: on the sales floor, at events, and wherever else your customers are. Our mobile readers are compact, reliable, and connect in seconds.

Most stores start with a countertop POS at the register. If you have staff moving around the floor or working at pop-ups or markets, mobile readers are good additions. Our team can help you figure out the right setup for your store’s volume and layout.

The best retail POS solution for an independent store is one that handles payments reliably, integrates with the way you already sell, helps you save on processing fees, and offers hands-on support.

More sales, less friction

Independent retailers choose Flute because it works. Simple setup, honest pricing, and a system that keeps up no matter how busy it gets.

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