Payment processing

A better approach to payment processing

Don’t let payments slow you down. Flute is the flexible payments platform built to give you more control without unnecessary complexity. Whether you’re making your first sale or scaling operations, meet customer expectations and stay focused on what matters most.

Move money your way. When it comes to payments, you shouldn’t be forced to choose between control and simplicity. That’s why we give you both: flexible options that let you run payments your way with the choice to evolve as your business grows — in a platform designed to meet the needs of everyday businesses like yours.

Accept all types of payments

Take payments every way your customers choose to pay, whether that’s in-person, on the go.

Control your costs

Minimize and offset processing costs with flexible pricing models.

Scale payments your way

Pick and choose which parts of Flute’s payment stack you want for your business.

Stay secure and compliant

Safeguard against chargebacks and disputes while keeping customer data safe.

“They evolve with the industry. Partnering up with them certainly is extremely comfortable, and if you're looking for a long-term relationship, that's the kind of makeup you want in your partner.”

rainier-cendana
President & CEO, Vitreous Alliance
Flexible payments
Take any kind of payment, anywhere. Customers expect more ways to pay than ever, whether that’s by card, phone, watch, or whatever else. Meet those expectations and accept any payment method seamlessly, so you never miss a sale and make every transaction effortless.

In person

Accept payments in person — at the counter, in-store, and at events — with seamless face-to-face transactions.

Mobile

Use a mobile point-of-sale device or use your phone or tablet to accept payments anywhere you go.

Online

Give customers the ability to check out securely from their own device.

Virtual terminal

Taking orders over the phone or remotely? Use the virtual terminal to enter any payment manually.

Modular paymentsSecure at every layer

Create the payments stack you want

Don’t get locked in to a suite of features you’ll never use. With Flute, you choose the solutions you want, with the ability to add and remove features whenever you need.

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Built-in protection with every transaction

We ensure that every transaction is protected by enterprise-grade security and compliance. We handle PCI compliance, encryption, and tokenization while giving you ways to combat fraud and reduce chargebacks.

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Pricing

More features. More flexibility. More affordable.

Our platform is completely modular, meaning you can adjust your pricing accordingly. We don’t lock you in to any features, so you can take whatever you need and leave the rest.

FAQ

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Resources

Tools and guides to support your work

Small business owner behind an espresso machine who uses Flute's new payment platform for his merchant services

What We’ve Been Building Toward: Meet Flute

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Smiling plant shop owner holding a potted plant in her store, a small business that benefits from working capital solutions to manage inventory and cash flow

Working Capital Loans: What They Are and How They Work

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Café owner serving customers at the counter, a growing business that benefits from instant payouts to access card payment funds the same day

Get Paid Faster: A Guide to Instant Payouts

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