Instant payouts

Instant payouts. Your revenue, right now.

Stop waiting days for money you’ve already earned. Access up to $10,000 from your completed card sales in seconds. It’s available any time, any day, including weekends and holidays — right from your Flute dashboard.

invoicing
Access your sales today. Flute’s instant payout solution puts up to $10,000 from your daily card sales into your account in seconds, with a flat 1.5% fee shown upfront before you confirm. No loans, no credit checks, no subscriptions. Pay only when you use it.

Up to $10,000 in seconds

Transfer up to $10,000 from your completed card sales in seconds, not business days, any time you need it.

Available 365 days a year

Flute’s instant payouts are available every day, so you have full control of when you access your funds.

Pay only when you use it

You pay a flat 1.5% fee on the transfer amount whenever you use it. That’s it, no hidden fees.

Built into your Flute dashboard

See your payouts in the same dashboard you use to manage payments, reporting, and everything else.

"We share a similar mindset of software-enabled distribution embedded payments, really making a fundamental difference in how merchants and software companies run their business."

keithraphael
CoFounder & CEO, Straddle
Your money, on your timeline
Standard deposits follow bank schedules. Your funding needs don’t. Flute’s instant payout feature moves earned revenue to your linked debit card or bank account in seconds. Request up to $10,000 per transfer, see the exact fee before confirming, and the money’s yours.

Emergency funds

Handle unexpected expenses and keep operating without disruption.

Stock up

Access earned revenue from the day’s sales immediately and restock before the weekend rush.

Meet payroll

When payroll falls between deposit cycles, instant business payouts bridge the gap.

Manage cash flow

Instant payouts give you a flexible tool to handle cash flow gaps without borrowing anything.

Your revenue,paid out faster

Already yours, not borrowed

With Flute’s instant payout solution, there’s no credit check, no repayment schedule, and no interest. You’re simply accessing your own revenue faster than the standard deposit timeline allows.

Learn more

Access to working capital

Access funding when you need it, with Flute Capital. Loans based on your sales history, not your credit score.

Learn more

Pay-per-use pricing

One flat fee, shown upfront

Flute charges a flat 1.5% on the amount transferred, which you see before confirming any instant payout request. There’s no monthly cost, subscription, or minimum usage to worry about. Pay only when you use it, and only for what you transfer.

FAQs

Instant payouts offer immediate access to the revenue from your completed card sales. Instead of waiting the standard two to three business days for funds to reach your bank account, transfer up to $10,000 from your daily card sales in seconds, even on weekends and holidays.

No. Instant payouts have nothing to do with borrowing. There’s no credit check, repayment schedule, or interest. You’re just accessing your own revenue faster. The flat fee covers the cost of accelerating that delivery.

Flute’s instant payout solutions cost a flat 1.5% fee on the amount you transfer. That fee appears upfront before you confirm any request, so you always know exactly what you’re paying. There are no monthly fees, no subscription costs, and no hidden charges. You only pay when you use it.

Once enrolled, initiate an instant payout directly from your Flute dashboard.Select the amount you want to transfer (up to $10,000 per request), review the associated fee, and confirm. Flute then transfers your funds to your linked debit card or bank account.

No. Your standard deposits continue on their normal schedule and are not affected. Instant payouts simply give you access to a portion of your earned revenue ahead of that standard timeline. The two run independently, so using instant payouts won’t affect when or how your regular deposits arrive.

Get paid the day you sell

Stop waiting on bank timelines for money that’s already yours. Move up to $10,000 from your completed card sales to your account in seconds, any time, any day, for a flat 1.5% fee. Enable the feature in your dashboard and take your first transfer today.