Fraud prevention & security

Payment fraud prevention without the complexity

Protect your business from fraudulent transactions and data breaches with Flute. Secure payment processing, BIN protection, tokenization, and PCI compliance all come built into the platform so your team can focus on running the business, not managing your security stack.

Get started

Every business transaction is a potential target. Fraud doesn’t just cost money in the moment; it costs time and customer trust. Flute’s fraud prevention tools analyze every transaction for risk, while BIN protection and network tokenization help reduce your fraud exposure before a transaction ever runs.

PCI compliance, simplified

Automate cardholder data security with Flute’s PCI-compliant payment solutions.

Protection across channels

Fraud monitoring and verification apply to every transaction, in-person, online, and embedded.

Chargeback prevention

Fewer fraudulent transactions mean fewer chargebacks down the line, with BIN protection and network tokenization built in.

24/7 support

Get quick answers on PCI compliance, fraud alerts, and more from our U.S.-based experts.

“They evolve with the industry. Partnering up with them certainly is extremely comfortable, and if you're looking for a long-term relationship, that's the kind of makeup you want in your partner.”

Rainier Cendaña

President & CEO, Vitreous Alliance

Protection built into every transaction

Fraud protection should be built in, not bolted on. Flute’s payment fraud prevention tools are embedded directly into our platform. BIN protection routes transactions correctly and minimizes fraud exposure, while tokenization replaces sensitive card data with unique tokens, so real card numbers are never stored or transmitted. Together, these layers protect your business and your customers without adding steps to the checkout process.

BIN protection

BIN protection analyzes every transaction’s Bank Identification Number to verify routing and flag cards with elevated fraud risk.

Customer vaulting

Store customer payment data securely, so repeat transactions are faster and sensitive card information is never exposed.

Tokenization and encryption

Sensitive card data is replaced with a unique token at the point of capture and never stored in its raw form, reducing your risk of exposure.

PCI compliance

Flute’s platform is built to keep your business PCI-compliant, so you can stay compliant without having to manage it yourself.

Works across all channels

Payment devices, e-commerce checkouts, and API integrations all benefit from the same fraud-monitoring, tokenization, and PCI-compliant framework.

Learn more

Built for developers, too

Flute’s embedded fraud prevention integrates via APIs and SDKs, so software platforms can offer built-in security to users without separate vendor relationships or development overhead.

Learn more

Flexible security packages

Security scaled to your business

Flute’s security packages range from foundational PCI compliance to advanced fraud detection and network tokenization. Each tier is built around your specific risk level.

See pricing

FAQs

Which fraud prevention tools are included?

Flute’s payment security solutions include BIN protection, fraud monitoring, network tokenization, encryption, EMV support and PCI compliance tools. Options range from basic compliance coverage to comprehensive fraud detection, depending on your business needs.

Does Flute catch online fraud?

Yes. Flute’s online fraud prevention and in-person security tools apply the same fraud monitoring and verification across all transaction types. Whether a customer pays through your website, an app, or an embedded checkout, every transaction runs through the same protection layer.

How does customer vaulting keep payment data secure?

Flute’s customer vault stores payment information in an encrypted, PCI-compliant environment so sensitive card data doesn’t have to live in your systems. Once a customer’s details are vaulted, repeat transactions are faster and more secure — no re-entry required.

How do network tokenization and encryption work?

Network tokenization replaces sensitive card data with a unique token at the point of capture, so real card numbers are never stored or transmitted through your system. Encryption protects data in transit. Together, these are the two most effective tools for reducing your breach exposure and simplifying PCI compliance.

Does this work for SaaS platforms?

Yes. Flute’s embedded fraud prevention integrates with software platforms via API. Your users get built-in security measures, PCI-compliant payment solutions, and fraud monitoring without you needing to build or manage them separately. Everything runs through the same platform.

Fraud protection on every transaction starts here

Get the protection you need without the complexity. Talk to our team and find out which of our advanced security solutions fit your setup.