Death Care
Death care

Trusted payment processing for funeral homes

Why funeral homes choose Flute. During life’s most difficult moments, give the families you serve the clarity and flexibility they deserve by offering a variety of payment options and reducing the administrative burden on your staff. All so you can focus on care, not logistics.
  • Offer multiple ways to pay

  • Receive payments the next day

  • Eliminate processing costs

  • Stay compliant with insurance polices

“Flute has been a wonderful partner, helping our members (and us) save thousands in processing each year.”

heather-riles-bernier
Associate Executive Director, Independent Funeral Directors of Florida

Payment options designed for care, not complexity.

We know that every funeral home operates differently, and every family’s needs are unique. That’s why we offer a range of payment options that adapt to different situations.

Flexible payment options

Offer families a number of ways to pay, including by card or other methods like ACH and text-to-pay, with the option for installment plans that allow families to manage costs over time.

Invoice splitting and automation

Create automated invoices and allow family members to pay separately without having to create multiple, individual invoices.

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Next-day payouts

Maintain a steady cash flow with next-day payouts that arrive quickly and predictably, helping your business keep operations running smoothly.

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Lower processing costs

Keep more of each payment without passing on unnecessary burden to families. With efficient pricing and ACH payment methods, you get better margins.

Pricing

Affordable payment processing for funeral homes

We offer simple, transparent pricing that helps you keep costs clear and predictable, supporting your business and the families you serve.

Hardware

Funeral home payment terminals and devices

Portable hardware-portable
Mounted hardware-mounted
Use the app hardware-app

When families are making arrangements, technology should stay out of the way. Our payment hardware gives you another way to accept payments securely and discreetly — without adding complexity for your staff.

FAQ

Yes. Flute supports funeral homes and death care providers with payment tools suited to the unique demands of the industry, including large transactions, multiple payment methods, and a billing process that’s smooth and stress-free for the families you serve. From deposits and digital invoicing to mobile payments and ACH transfers, Flute gives your team everything needed to handle the financial side of every arrangement with care.

Yes. If you’re managing invoicing, payment collection, and reporting across multiple tools, a single platform simplifies all of it. With Flute, your team can handle every transaction — deposits, final balances, pre-need payments, and at-need arrangements — from one dashboard

Flute supports three approaches, each with different implications depending on your state, client base, and preferences: surcharging, cash discounting, and dual pricing.
Surcharging adds a small fee to credit card transactions at checkout, passing the processing cost to the customer. The surcharge is disclosed at the time of payment and complies with card network rules.
Cash discounting offers customers a reduced price when they pay with cash or check, passing the savings along when a credit card isn’t used. Dual pricing displays two prices at the point of sale, one for cash and one for card, so customers can make an informed choice before they pay. Our team will help you determine which model makes the most sense for your funeral home.

Flute accepts all major credit and debit cards, ACH bank transfers, contactless payments, and mobile wallets including Apple Pay and Google Pay. For equipment, Flute offers countertop terminals for the arrangement office, mobile card readers for payments taken outside a fixed location, and digital invoicing and payment links for families who prefer to pay remotely. Every transaction flows into the same dashboard, so nothing falls through the cracks.

Every transaction processed through Flute is encrypted, tokenized, and PCI-compliant. Sensitive card data is replaced with a unique token at the point of capture and never stored in its raw form. BIN protection monitors transactions for elevated fraud risk, and Flute’s platform meets the security standards required to protect both your business and the families you serve.

Payments as thoughtful as your service

Death care providers need a payment partner that understands the weight of the work. Flute gives your team the tools to handle deposits, invoices, and pre-need contracts, so your team can focus on the families who need them most.